Terms and Conditions

This terms of use (together with the documents referred to in it) tells you the terms of use on which you may make use of our website www.stockomendation.com (our site), whether as a guest or a registered user. Use of our site includes accessing, browsing, or registering to use our site.

Please read these terms of use carefully before you start to use our site, as these will apply to your use of our site. We recommend that you print a copy of this for future reference.

By using our site, you confirm that you accept these terms of use and that you agree to comply with them.

If you do not agree to these terms of use, you must not use our site.

Other applicable terms

These terms of use refer to the following additional terms, which also apply to your use of our site:

Our Privacy Policy which sets out the terms on which we process any personal data we collect from you, or that you provide to us. By using our site, you consent to such processing and you warrant that all data provided by you is accurate.

Our Acceptable Use Policy, which sets out the permitted uses and prohibited uses of our site. When using our site, you must comply with this Acceptable Use Policy.

Our Cookie Policy, which sets out information about the cookies on our site.

Information about us

www.com is a site operated by Stockomendation Limited (“We”). We are registered in England and Wales under company number 08190467 and have our principal place of business at Church Walks Business Centre, Church Walks, Llandudno, LL30 2HL. Our VAT number is 175826965.

We are a limited company.

Changes to these terms

We may revise these terms of use at any time by amending this page.

Please check this page from time to time to take notice of any changes we made, as they are binding on you.

Changes to our site

We may update our site from time to time, and may change the content at any time. However, please note that any of the content on our site may be out of date at any given time, and we are under no obligation to update it.

We do not guarantee that our site, or any content on it, will be free from errors or omissions.

Accessing our site

Our site is made available free of charge.

We do not guarantee that our site, or any content on it, will always be available or be uninterrupted. Access to our site is permitted on a temporary basis. We may suspend, withdraw, discontinue or change all or any part of our site without notice. We will not be liable to you if for any reason our site is unavailable at any time or for any period.

You are responsible for making all arrangements necessary for you to have access to our site.

You are also responsible for ensuring that all persons who access our site through your internet connection are aware of these terms of use and other applicable terms and conditions, and that they comply with them.

Your account and password

If you choose, or you are provided with, a user identification code, password or any other piece of information as part of our security procedures, you must treat such information as confidential. You must not disclose it to any third party.

We have the right to disable any user identification code or password, whether chosen by you or allocated by us, at any time, if in our reasonable opinion you have failed to comply with any of the provisions of these terms of use.

If you know or suspect that anyone other than you knows your user identification code or password, you must promptly notify us at info@com.

Registration and access to the website

We permit you to access the Website on a temporary basis but we reserve the right to withdraw or amend the services and information available on the Website (collectively the “Services”) and/or cancel your subscription without notice. The final decision rests solely with

Access to certain Services are free. We also offer premium services (at our sole discretion) for which a payment will be required. We will notify you if you attempt to access Services that are not free and offer, at our discretion, the opportunity to subscribe for such services.

Anyone wishing to purchase premium services from the Website must first complete a registration form, where you will be asked to provide a few brief details about yourself to enable us to identify you when you visit the Website. Promptly after registration we shall send to you by email your personal access password.

You agree to keep your password confidential and you must not disclose it to any third party. The password is non-transferable. You agree:

1. To indemnify us for all costs, liabilities, claims, losses (including loss of revenue) for any unauthorised use of your password; and
2. Immediately change your password if a third party has discovered your existing password.

In the event that we have grounds to suspect that you are in breach of this Agreement we reserve the right to immediately suspend your access to the Website and/or the Services.

We may use your registration details to tell you about changes to our site and let you know about our Service and those products and services of other companies we work with. If you do not wish to receive this information can remove yourself from the mailing lists from the “My Account” section.

Information about you and your visits to the website

We process information about you in accordance with our Privacy Policy. You consent to such processing and you confirm that all data provided by you is accurate.

INVESTMENT WARNING

The Website and the Services are:

Only provided for your general information and use and are not intended to cater for your particular requirements; and

1. not intended to be relied upon by you in making or not making any investment decisions. If in doubt please seek independent financial advice.
2. the price of shares and investments and the income derived from them can go down as well as up, and investors may not get back the amount they invested. Past performance cannot be relied upon as a guide to future performance.

Transactions concluded through the website

Contracts for the supply of the Services formed through the Website or as a result of visits made by you to the Website are governed by our Conditions of Supply.

Intellectual property rights

We are the owner or the licensee of all intellectual property rights in our site, and in the material published on it. Those works are protected by copyright laws and treaties around the world. All such rights are reserved.

You may print off one copy, and may download extracts, of any page(s) from our site for your personal use and you may draw the attention of others within your organisation to content posted on our site.

You must not modify the paper or digital copies of any materials you have printed off or downloaded in any way, and you must not use any illustrations, photographs, video or audio sequences or any graphics separately from any accompanying text.

Our status (and that of any identified contributors) as the authors of content on our site must always be acknowledged.

You must not use any part of the content on our site for commercial purposes without obtaining a licence to do so from us or our licensors.

If you print off, copy or download any part of our site in breach of these terms of use, your right to use our site will cease immediately and you must, at our option, return or destroy any copies of the materials you have made.

Accuracy of Information and Investment Advice

The information contained in the material on this Website is only for information purposes. Stockomendation Limited is not authorised under the Financial Services and Markets Act 2000. By permitting the use of this website, we do not hold ourselves out as providing any legal, financial or other advice. We also do not make any recommendation or endorsement as to any investment, adviser or other service or product or to any material submitted by third parties or linked to from this website. In addition, we do not offer any advice regarding the nature, potential value or suitability of any particular investment, security or investment strategy.

The content of this website does not constitute advice and you should not rely on any material on this website to make (or refrain from making) any decision or take (or refrain from taking) any action.

The investments and services mentioned on this website may not be suitable for you. If advice is required you should contact your own Independent Financial Adviser.

The information in this website is intended to be useful and informative for customers and potential customers. Whilst we take reasonable steps to ensure the content on this website created by us is correct at the time it is created, we give no warranty or representation as to its integrity or accuracy or completeness nor do we warrant or represent the security of the website.

Limitation of our liability

Nothing in these terms of use excludes or limits our liability for death or personal injury arising from our negligence, or our fraud or fraudulent misrepresentation, or any other liability that cannot be excluded or limited by English law.

To the extent permitted by law, we exclude all conditions, warranties, representations or other terms which may apply to our site or any content on it, whether express or implied.

We will not be liable to any user for any direct or indirect loss or damage, whether in contract, tort (including negligence), breach of statutory duty, or otherwise, even if foreseeable, arising under or in connection with:

• use of, or inability to use, our site; or
• use of or reliance on any content displayed on our site.
• any linked site or use thereof.

in connection with any failure of performance, error, omission, interruption, defect, delay in operation or transmission, computer virus or line or system failure, even if Stockomendation Limited, or representatives thereof, are advised of the possibility of such damages, losses, or expenses (or should have been or were aware of the possibility of the same arising).

If you are a business user, please note that in particular, we will not be liable for:

• loss of profits, sales, business, or revenue;
• business interruption;
• loss of anticipated savings;
• loss of business opportunity, goodwill or reputation; or
• any indirect or consequential loss or damage.

If you are a consumer user, please note that we only provide our site for domestic and private use. You agree not to use our site for any commercial or business purposes, and we have no liability to you for any loss of profit, loss of business, business interruption, or loss of business opportunity.

We will not be liable for any loss or damage caused by a virus, distributed denial-of-service attack, or other technologically harmful material that may infect your computer equipment, computer programs, data or other proprietary material due to your use of our site or to your downloading of any content on it, or on any website linked to it.

We assume no responsibility for the content of websites linked on our site. Such links should not be interpreted as endorsement by us of those linked websites. We will not be liable for any loss or damage that may arise from your use of them.

Uploading content to our site

Whenever you make use of a feature that allows you to upload content to our site, or to make contact with other users of our site, you must comply with the content standards set out in our Acceptable Use Policy.

You warrant that any such contribution does comply with those standards, and you will be liable to us and indemnify us for any breach of that warranty. If you are a consumer user, this means you will be responsible for any loss or damage we suffer as a result of your breach of warranty.

Any content you upload to our site will be considered non-confidential and non-proprietary, and we have the right to use, copy, distribute and disclose to third parties any such content for any purpose.

We also have the right to disclose your identity to any third party who is claiming that any content posted or uploaded by you to our site constitutes a violation of their intellectual property rights, or of their right to privacy.

We will not be responsible, or liable to any third party, for the content or accuracy of any content posted by you or any other user of our site.

We have the right to remove any posting you make on our site if, in our opinion, your post does not comply with the content standards set out in our Acceptable Use Policy.

The views expressed by other users on our site do not represent our views or values.

Viruses

We do not guarantee that our site will be secure or free from bugs or viruses.

You are responsible for configuring your information technology, computer programmes and platform in order to access our site. You should use your own virus protection software.

You must not misuse our site by knowingly introducing viruses, trojans, worms, logic bombs or other material which is malicious or technologically harmful. You must not attempt to gain unauthorised access to our site, the server on which our site is stored or any server, computer or database connected to our site. You must not attack our site via a denial-of-service attack or a distributed denial-of service attack. By breaching this provision, you would commit a criminal offence under the Computer Misuse Act 1990. We will report any such breach to the relevant law enforcement authorities and we will co-operate with those authorities by disclosing your identity to them. In the event of such a breach, your right to use our site will cease immediately.

Linking to our site

Stockomendation Limited accepts no liability for contents of any websites operated by a third party which may be accessed via links from this website. Any such links are provided for your convenience only and we have no control over and are not responsible for the content, use of or availability of those third party websites. You use these other websites at your own risk.

You may link to our home page, provided you do so in a way that is fair and legal and does not damage our reputation or take advantage of it.

You must not establish a link in such a way as to suggest any form of association, approval or endorsement on our part where none exists.

You must not establish a link to our site in any website that is not owned by you.

Our site must not be framed on any other site, nor may you create a link to any part of our site other than the home page.

We reserve the right to withdraw linking permission without notice.

The website in which you are linking must comply in all respects with the content standards set out in our Acceptable Use Policy.

If you wish to make any use of content on our site other than that set out above, please contact info@stockomendation.com.

Suspension and termination

Subscriptions are for one year (on an annual rolling basis) and cannot be terminated within that time.Should you wish to terminate your subscription please email info@stockomendation.com with the subject line stating “Cancel Subscription”. There is a 30 day cancellation notice period required prior to the end of your current subscription period.

Upon your termination of this Agreement, you shall be liable to pay us all charges owing up until and including the effective date of termination. You shall not be entitled to any refund of charges that you have already paid to us.

We may suspend or terminate this Agreement:

1. immediately, upon notice in writing, in the event that you are in breach of this Agreement or the Acceptable Use Policy; or
2. upon not less than 1 month’s notice in writing at any time; or
3. 1 week following your failure to pay your subscription fee or any part thereof.

In the event that we terminate this Agreement under clause (ii) above, we shall refund to you a sum equivalent to the unused portion of any advance charges paid by you calculated from the effective date of termination.

In the event that we terminate this Agreement under clause (i) above, you shall not be entitled to any refund of charges.

The decision by either party to terminate this Agreement shall not limit any other rights or remedies it may have, or shall not affect any accrued rights or obligations arising before the date of termination.

Upon termination of this Agreement for any reason (including termination of any free trial), you shall immediately discontinue use of the Website and the Services.

The restrictions set out in this Agreement shall survive the termination of this Agreement for any reason.

Third party links and resources in our site

Where our site contains links to other sites and resources provided by third parties, these links are provided for your information only.

We have no control over the contents of those sites or resources.

Applicable law

If you are a consumer, please note that these terms of use, its subject matter and its formation, are governed by English law. You and we both agree to that the courts of England and Wales will have non-exclusive jurisdiction. However, if you are a resident of Northern Ireland you may also bring proceedings in Northern Ireland, and if you are resident of Scotland, you may also bring proceedings in Scotland.

If you are a business, these terms of use, its subject matter and its formation (and any non-contractual disputes or claims) are governed by English law. We both agree to the exclusive jurisdiction of the courts of England and Wales.

Trade marks

com and its logos are trademarks of Stockomendation Ltd. All rights reserved. All other trademarks appearing on the site are the property of their respective owners.

Contact us

To contact us, please email info@stockomendation.com

Thank you for visiting our site.